- monatlichErscheinungsrhythmus
- 1 h 02typische Länge
- vor 2 Tagenletzte Folge
Personal finance experts Ben and Ernie nerd out about all things YNAB to help you get good at money. They share helpful money tips, reflect on their own YNAB journeys, and celebrate your YNAB wins.
Folgen
#147 - The Friction that Makes You Good at Money
Ben and Ernie sit down with YNAB product manager Nicole to talk about why some friction actually helps you get good at money, how card mode and credit card payment matching are clearing out the busywork, and what really happens to the feedb
#146 - How One YNAB Couple Plans Every Dollar Together
In today's episode Ben and Ernie chat with Kayleigh and Shae, a couple living in New York City while paying off six figures in student loans. Kayleigh and Shae post regularly on YouTube, sharing their day to day financial lives and how they
#145 - How to Share YNAB (and Actually Get People to Try It)
We get it, you're a budget nerd. YNAB isn't just an app for you, or even a method, it's a way of life... and you want to share it! But you've likely already tried, only to find your enthusiasm fall on disinterested ears. It's normal, and th
#144 - Never Worry About Money Again: An Interview with YNAB Founder Jesse Mecham
Ben and Ernie talk to the man himself, Jesse Mecham, about his new book Never Worry About Money Again, which just hit the New York Times Bestseller list. In this book, Jesse distills the YNAB ethos into one simple question -- what does your
#143 - What Does "Getting Good at Money" Really Mean?
If you follow any of the content at YNAB -- whether it's Budget Nerds, the Jesse Mecham Show, or social media -- you've probably heard the term "getting good at money" in many different contexts over the past few months. But what does it ac
#142 - Tag, You're It! Ben and Ernie Answer 12 Questions About Their YNAB Journey
Ben and Ernie respond to a YouTube tag from new and enthusiastic YNABer Niamh, asking them to answer 12 questions about their YNAB journey and daily money habits. Follow Budget Nerds on YouTube Budget Nerds Livestreams: https://www.youtube.
#141 - Ask Ben & Ernie: Travel, Debt, and Life After Month Ahead
Ben and Ernie are back with a Q&A episode, answering questions about YNAB from podcast listeners and YouTube viewers. In this episode, they discuss travel tips for funding vacations and keeping vacation expenses organized in the moment. The
#140 - YNAB With Us Live! (YouTube Live May 13, 2026)
Ben and Ernie are live on YouTube again, this time inviting you to YNAB with them! Ben and Ernie went live on May 13, 2026, and walked through their recent transactions -- categorizing, moving money, re-evaluating priorities -- and answered
Ben & Ernie LIVE Today on YouTube 3:30pm ET
Ben and Ernie are going live again on YouTube today, May 13th, 2026 at 3:30pm Eastern time. They'll be going through their own transactions, categorizing, moving money to handle overspending, and more, so you'll get to YNAB with them in rea
#139 - Sixteen YNAB Features Hidden in Plain Sight
Ben and Ernie round up sixteen of their favorite YNAB features and share them on today's show, including some oft-overlooked tools in the app. Whether you're brand new or a veteran YNAB'er, there's probably at least one feature in this epis
#138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins
Ben and Ernie are back with another round of YNAB wins, and they keep getting better and better. In today's episode they share 22 money wins from YNAB'ers around the world who found financial peace, gained confidence in their spending, and
#137 - Patching vs (re)Building Your Money Habits
Ernie floated a sports reference to Ben in a recent discussion, the concept of an NFL team patching together the holes in their lineup with trades and free agents versus completely rebuilding it from the ground up. Patching of course is the
#136 - Our Favorite Things to Do In YNAB | 2026 Edition
Nearly five years ago, in a very early episode of Budget Nerds (before the podcast feed!), Ben and Ernie discussed their top three favorite things to do in YNAB. Today they are revisiting that concept to share what still lights them up abou
#135 - 5 Signs You Are Bad with Money
It's not hard to see that many people struggle to manage their money. Most people are, well, frankly bad with money. That is not a value judgment, or a comment about their character or willpower, or anything like that! Managing money is a s
#134 - Ben's Category Breakdown (2026 Edition)
Today it's Ben's turn to share the categories in his plan -- all 93 of them! Ernie opens with a challenge: did Ben actually change his plan after examining Ernie's categories in episode #132? You'll have to listen to find out, but Ben does
#133 - The 3 Stages of YNAB'er Emergency Funds
The emergency fund is sacrosanct in the personal finance world. Nearly everyone considers an emergency fund to be a prudent thing to establish -- a necessity, even -- whether it's three to six months of living expenses or Dave Ramsey's thou
#132 - Ernie's 2026 Categories
Ernie is kicking off the new year with a fresh plan... but not a fresh start! For years, Ernie has made a fresh start at the beginning of every year, but the allure of data history and being able to search for transaction across multiple ye
#131 - Ben and Ernie YouTube LIVE Q&A
Happy New Year! Ben and Ernie kick off the 2026 season of Budget Nerds with a YouTube livestream, answering listener questions and engaging with comments. If you missed the livestream, this is your chance to listen to the playback on the po
#130 - Gen Z Money Trends: How TikTok and Instagram Are Shaping Personal Finance
In today's episode resident social media gurus Amber and Sarah, of Instagram and TikTok fame respectively, join the show to talk about the personal finance trends that are going viral among the Gen Z population right now. The economy is dif
#129 - YNAB for Singles: Lauren's Categories
In today's episode, Ben and Ernie interview Lauren, a single mid-30's physical therapist living in Arizona. Lauren is already a legend in the Budget Nerds community for YNAB'ing for years completely manually, without ever connecting a bank
#128 - Setup Your Plan Like a Budget Nerd: Advanced YNAB Concepts
A few episodes ago, Ben and Ernie walked through how to set up YNAB for the first time, focusing on the basics. Today, by popular request, they are covering the advanced setup, exploring every feature YNAB has to help you setup a spending p
#127 - Pay Off Debt vs Get A Month Ahead: Which Should You Do First?
Ben and Ernie take up arms in the age old personal finance battle -- pay off your debt first, or get a month ahead on your bills? While they have discussed this topic before, in today's episode they approach the two paths with a balanced vi
#126 - Spending A Life of Adventure with Ashley L. (Live from FF Minneapolis)
At Fan Fest Minneapolis in June 2025, Ben and Ernie recorded their first ever live podcast of Budget Nerds! They invited friend, mentor, and fellow YNAB creator Ashley Lapato, who also runs @theorganizedwallet account on TikTok. Ashley tell
#125 - All the Ways to Easily Add Transactions
You may have noticed some recent changes to the YNAB app, starting with no more "add transaction" button in the bottom row of the screen. It was a little jarring for Ben and Ernie at first, but they quickly realized that you can still add t
#124 - 7 Habits That Changed Our Money Forever
It's often said that sucess is the result of your daily habits. In today's episode, Ben and Ernie talk about seven habits that completed changed how they think about and act around money, including: • Giving every dollar a job (the ultimate
#123 - How to Start YNAB (Simple, No Hassle Setup)
YNAB is a powerful, flexible piece of software, but there is a learning curve. In today's episode, Ben and Ernie teach you how to setup a YNAB spending plan from scratch, and the essential features you need to know. If you've been sitting o
#122 - Feeling Stuck? These 26 YNAB Wins Will Inspire You
It's been a while since Ben and Ernie have had a good old fashioned YNAB wins show, so here's another one! Ben and Ernie collected wins big and small from YNAB'ers improving their relationship with spending one transcation at a time. They c
#121 - The Weirdest Categories We've Ever Seen (and Loved)
Through all the category breakdown episodes, Ben and Ernie have seen some thought-provoking, inspiring, funny, and downright weird categories from YNAB'ers. Today's episode is all about celebrating the weird and unusual categories in your p
#120 - Your Categories Are Not Alone! The New YNAB Templates
Have you felt overwhelmed trying to think of categories for your money when you start a fresh spending plan? Or just wished someone would come up with new categories for you when you need to plan for a major life event? You're in luck, some
#119 - Lauren's YNAB Categories (PLUS How She Breaks the Multi-Currency Rules)
In today's episode Ben and Ernie chat with Lauren, a long time YNAB user going back to YNAB4 and a Customer Support Specialist at YNAB. Though she was born in the US, Lauren is of Korean descent and since 2017 has been teaching English in S
