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1052.News: AI agents are trading, Monzo is retreating, and Wise is coming for the banks
About this episode: Host Ross Gallagher - Head of Consulting at 11:FS - is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Jannick Malling - Co-CEO and
1051. Insights: Money movement just became a competitive advantage
About this episode: Is treasury becoming a strategic powerhouse? Benjamin Ensor is joined by Adyen’s Adrian Davis and BCG’s Stanislas Nowicki to explore how real-time payments, rising customer expectations, and fragmented banking are reshap
1050.News: Starling launches UK’s first agentic AI banking, Paymentology’s WhatsApp neobank and Turkey SEPA expansion
About this episode: Host Laura Watkins - Director of Media and Marketing at 11:FS is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: David Sullivan - Da
1049. Insights: Can you trade the future? The rise of prediction markets
About this episode: Prediction markets are booming but what are they, and why is everyone talking about them? In this episode of Fintech Insider Insights, Kate Moody is joined by Emily Nicolle at Bloomberg and Kate Knibbs at WIRED to unpack
1048. News - After Dark: Robinhood's family plan, Irish banks team up to take on fintechs, and did Year in Monzo go too far?
About this episode: Our expert host Ross Gallagher, and co-host Jamie Campbell, Co-CEO of 11:FS Holdings, present Fintech Insider News live from Village Underground in London, joined by some fantastic guests to discuss some of the interesti
1047. Insights: Can you launch a start-up in 2026? Live from J.P. Morgan Payments
About this episode: Recorded live from J.P. Morgan’s e-commerce and fintech forum, 11:FS CEO David M. Brear is joined by an all-star panel to tackle a deceptively simple question: can you still launch a startup in 2026? With AI reshaping ho
1046. News: Revolut is a bank, Lloyds wants to be a fintech - we're just as confused as you
About this episode: Host Benjamin Ensor - Director of Research and Strategy at 11:FS is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Dave Morris - CE
1045. Insights: Has the banking battlefield evolved - and is Revolut built for it?
About this episode: For years, banking has been framed as a battlefield: incumbents defending their turf while fintech challengers attack with better tech and customer experience. But in 2026, that picture may have changed. Ross Gallagher a
1044. News: Revolut launches £65-a-month ultra-premium business card to take on American Express
About this episode: Host Laura Watkins (Director of Media and Marketing at 11:FS) is joined by a brilliant panel to unpack these topics before diving into some of the biggest fintech stories of the week. Sunday 8th March marked Internationa
1043. Insights: Inside HSBC Innovation Banking UK’s future with CEO Emily Turner
About this episode: In this episode of Fintech Insider, David M. Brear sits down with Emily Turner, the newly appointed CEO of HSBC Innovation Banking UK, for a conversation about leadership, innovation, and the future of fintech in the UK.
1042. News: Is Klarna a reality check for fintech IPO hopes?
About this episode: Host David M. Brear, CEO of 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Joe Colchester, Head of Product, 11:FS Pulse A
1041. Insights: How to build a high-performing product team
About this episode: In this episode of Fintech Insider Insights, Kate Moody is joined by an expert panel of product leaders to unpack a question every startup and scale-up eventually faces: how do you build the dream product team? Whether y
1040. News: Is this a once in a generation opportunity to change up the UK payments system?
About this episode: Host Ross Gallagher, Head of Ventures at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: • Sophie Condie, CEO of Shieldpay
1039. Insights: Stablecoins, clearing and the future of payments with Emma Hagan, UK CEO of ClearBank
About this episode: In this episode of Fintech Insider, David M. Brear sits down with ClearBank’s UK CEO, Emma Hagan, to explore how the UK’s first new clearing bank in over 250 years is reshaping financial infrastructure from the ground up
1038. News: What happens when the world's biggest YouTuber buys a fintech?
About this episode: Host Kate Moody, Customer Strategy Director at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: Jessica Cath, Managing Part
1037. Insights: Shaping safe AI innovation - Live from the FCA’s Supercharged Sandbox Showcase
About this episode: In this special live edition of Fintech Insider Insights, recorded at the FCA’s Supercharged Sandbox Showcase, David M. Brear is joined by leaders from the regulator, industry and the technology ecosystem to unpack the U
1036. News: Checkout strikes a chord with Spotify as Nubank, Revolut and Starling set their sights on the US
About this episode: Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. Producer's note: Please note that du
1035. Insights: Six predictions that will reshape customer experience in financial services
About this episode: What’s next for fintech UX in 2026? Ross Gallagher, Head of Consulting at 11:FS, is joined by some great guests to break down six financial services UX predictions from the latest 11:FS Pulse Report (https://www.11fs.com
1034. News: Was Brex a bargain buy for Capital One?
About this episode: Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: • Ziad Mabsout -
1033. Insights: How modern finance teams can win the next 10 years
About this episode: On this week’s episode, in partnership with Pleo, host Benjamin Ensor is joined by Jeppe Rindom, Co-Founder and CEO of Pleo; Søren Westh Lonning, CFO at Pleo; and Megan Cooper, CEO of Caywood, to explore how the role of
1032. News: Revolut heads to Peru, Stream raises $90m, and… are you dead?
This episode was recorded before the news broke that Capital One is buying Brex (thanks for that one, guys!). We’ll be covering it on next week’s pod. About this episode: Host Kate Moody, Customer Strategy Director at 11:FS, is joined by so
1031. Insights: How OpenAI is shaping the future of financial services
About this episode: On this week’s episode, host David Barton-Grimley is joined by Matt Weaver, Head of Solutions Engineering for EMEA at OpenAI, to explore the impact OpenAI is having on the financial services industry - and the meaningful
1030. News: Nala and Noah partner on cross-border stablecoins – is a 10% US credit card interest cap coming?
About this episode: Host Laura Watkins, Director of Media & Marketing at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests: • Matthew Goldman - F
1029. Insights: How AI is reshaping consumer-focused banking
About this episode: On this week's episode, David M. Brear is joined by some great guests to tack a question on every bank and fintech leader’s mind: is AI redefining consumer-focused banking in 2026? Using our Digital R.I.C.H.E.S (https://
1028. News: Flutterwave buys Mono, PicPay files for a US IPO, and Jamie Dimon is ready to share JPMorgan’s ‘secret sauce’
About this episode: It's our first news pod of 2026! Host Ross Gallagher, Head of Consulting at 11:FS, is joined by some great guests to discuss the biggest stories from the world of financial services over the past week. This week's guests
1027. Insights: Lights, camera, transactions! Engineering payments at a global scale with JP Morgan and Netflix
About this episode: Ever wondered what goes into making a blockbuster payments system? In this episode, David M. Brear, Group CEO at 11:FS, sits down with two heavyweights in the payments world: Tracy Birdsall, Managing Director and Head of
1026. Insights: Our fintech predictions for 2026
About this episode: Happy New Year and welcome to the first episode of Fintech Insider of 2026! In this episode, the team are kicking things off with bold predictions for the year ahead, some you might have seen coming and some that might s
1025. News: GoCardless CEO lifts the lid on the Mollie deal as Monzo targets Revolut’s dominance in Ireland
About this episode: Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this
1024. Insights: The moments that made fintech in 2025
About this episode: Join host Laura Watkins in this episode of Fintech Insider as we reflect on another wild year in fintech. She’s joined by 11:FS experts Joe Colchester and David Barton-Grimley to break down the year’s most memorable mome
1023.News: How Airwallex became an $8 billion fintech giant as US funding falls
About this episode: Host Kate Moody, Customer Strategy Director at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week. Stor
