Digital Advice in 2025: What You Need to Know About Robo-Advisors

Lan Tran, manager research analyst for Morningstar Research Services, discusses the benefits and limitations of digital investment advice. Plus, a look at the best and worst robo-advisors of 2025.
What Is a Robo-Advisor?
Robo-Advisors vs. Traditional Advisors
Who Should Use a Robo-Advisor?
Benefits of Digital Investment Advice vs. a DIY Approach
Do Robo-Advisors Offer Retirement and Taxable Accounts?
Limitations of Robo-Advisors
Robo-Advisor Fee Structure
How Robo-Advisors Are Taking a Hybrid Approach to Financial Advice
How Morningstar Rates the Best Robo-Advisors of 2025
Do Robo-Advisors Control Security Selection in Your Portfolio?
Why Betterment Is One of Morningstar’s Top 3 Robo-Advisors of 2025
Why Fidelity Go Is 2025’s Runner-Up for Top Robo-Advisor
Why Vanguard Remains the Best Robo-Advisor in 2025
The Worst Robo-Advisor of 2025

Read about topics from this episode.
Are Robo-Advisors Still Worth It? (morningstar.com/personal-finance/are-robo-advi…)
Compare Robo-Advisor Performance & Assess the Best Options (morningstar.com/business/insights/research/rob…)
The Best Robo-Advisors of 2025 (morningstar.com/financial-advisors/best-robo-a…)
Should You Be Using a Robo-Advisor? (morningstar.com/financial-advisors/should-you-…)
Are Robo-Advisors Worth Your Investment? (morningstar.com/financial-advisors/are-robo-ad…)
Another Robo-Advisor Bites the Dust (morningstar.com/personal-finance/another-robo-…)
What Is a Robo-Advisor? (morningstar.com/financial-advisors/what-is-rob…)
5 Questions to Ask a Financial Advisor (morningstar.com/financial-advisors/5-questions…)

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Worried About Inflation? What to Know Before Buying TIPS ETFs (youtu.be/TODz0lOSbvo?si=SfvGQBw5hra43EET)

Read what our team is writing:
Lan Anh Tran (morningstar.com/people/lan-anh-tran)
Margaret Giles (morningstar.com/people/margaret-giles)

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