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Smart Money Happy Hour with Rachel Cruze and George Kamel

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Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love.

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  1. Unpacking the Biggest Financial Flops in Recent History

    🏠 Be prepared to buy or sell your home with ourReal Estate Home Base (https://ter.li/qy6r66mn)! Ever wonder if you’re secretly missing out on moneymaking schemes that seem too good to be true? Today we’re unpacking the biggest (and most pu

  2. Bougie Expenses That Are Worth Every Penny

    💻 Need a financial pro?Check out RamseyTrusted®! (https://ter.li/lqccapbs) From first-class flights to in-home saunas, today we’re confessing whether we’d “bouge it or lose it” with the internet’s best list of bougie splurges. Join the fun

  3. Firing Back at Our Comment Section Haters

    🏠 Check out theMortgage Calculator! (https://ter.li/pvhuqdg3) Comment section check! That’s right—we’re fearlessly addressing your questions, comments and criticisms . . . all in the name of your financial future (and also just for fun!).

  4. Judging Your Shopping Addiction (and How to Overcome It)

    💻 Wondering how you’re actually doing with money?Find out where you stand. (https://ter.li/92c4kbwd) Since everyone’s “doing their own research” these days, we decided to match that energy and dig into the psychology of money and why human

  5. VIRAL Trends Taking Over Your Algorithm in 2026

    💻 Take the Side Hustle Quiz here! (https://ter.li/nwo6ufu0) If you can’t beat ’em, follow them? Today we’re reacting to the biggest social and spending trends of 2026—let us know in the comments if the algorithm “got ya” with these, becaus

  6. Tipping Culture: When the Heck Should You Actually Tip?

    💵 Check out this articleHow Much You Should Tip in Common Situations (https://ter.li/3xz9pxhm). Here’s one for your next family dinner: Tipping in 2026—you have feelings, we have feelings, and at this point, the social expectations are cha

  7. Attention World! This Is What Things Should Cost

    💵 Check out theInvesting Calculator (https://ter.li/kt5rgiiy)! A family trip to the movies can easily cost $80 these days; it’s rough out there! Today we’re talking about the reality of inflation . . . but in a fun way, we promise. Next St

  8. Scale of 1–10: How Strict Are We on These Ramsey Rules?

    ❓ Have a money question?Ask Ramsey is here to help! (https://ter.li/j7zce1mc) Have you ever read an “opinions are my own” disclaimer in someone’s social media bio? That’s the vibe of today’s episode. Today we’re confessing (and explaining)

  9. Financial Experts Rank Your WEIRDEST Unexpected Expenses

    💵 Create a free budget and find more margin withEveryDollar (https://ramsey.solutions/c9nqp0). This one goes out to ole Murphy and that pesky little law of his. (If you know, you know!) Today we’re rating your worst-case scenarios and prov

  10. Ultimate Hot Take Compilation: Tacky, Sketchy, Icky and Worth It

    💵 Create a free budget and find more margin withEveryDollar (https://ramsey.solutions/c9nqp0). When it comes to life and money, we’re full of hot takes. Join us for a nostalgic trip down memory lane as we revisit some of our most hilarious

  11. Finances, Friendship and FUN with Annie F. Downs

    💵 Create a free budget and find more margin withEveryDollar (https://ramsey.solutions/gqsqs3). The “F” in our guest’s name stands for “Fun”—and boy did we have all the fun talking money, relationships, hot takes and more with Annie F. Down

  12. 46 Minutes of Unique TikTok Side Hustles

    💻Take the Side Hustle Quiz here! (https://ter.li/mgeyyr5r) We all need a little wiggle room in the budget from time to time. Today, we’re reacting to the internet’s latest side hustle quests. Plus, we’ll teach you how to find out which par

  13. Explaining the Lore Behind Ramsey Slang (“Plastic” Surgery?)

    Get your ticket forInvesting Essentials (https://ter.li/b5ohx1xg) today! If you’ve ever wondered what phrases like “clock the tea” or “rice and beans” mean—today’s episode is for you. We’re decoding trendy and financial slang (and of course

  14. Luxury vs. Dupe (Can You Spot the Difference?)

    📙 Check out George’s bookBreaking Free From Broke (https://ter.li/dyc3kisq). Taste tests, TikTok trends, a little friendly competition—today may be all about “dupe” culture, but don’t worry, this episode is the real deal as always. You don

  15. Waste or Worth It: Rating “Life-Changing” Products

    💵 Create a free budget and find more margin withEveryDollar (https://ramsey.solutions/qe1ulg). If every product is “life-changing” then no product is life-changing. We’re calling consumerism’s bluff by judging wellness and lifestyle fads t

  16. Blind Ranking the Internet’s WILDEST Investment Stories

    🎟️ Get your ticket forInvesting Essentials today (https://ter.li/b5ohx1xg)! When it comes to money, is boring always best? From everyday internet scams to rare lottery success stories, today we’re blind ranking the good, the bad and the ju

  17. 10 Signs You’re Doing Better Than Most Americans

    ✅Connect (https://ter.li/s1w2u9gs) with one of ourRamsey Trusted providers (https://ter.li/s1w2u9gs). Sure, the world feels like it’s on fire, but hear me out: What if you’re doing better financially than you think? Consider today’s episode

  18. Frugal Hacks That Could Go Too Far

    💰 Find extra money in just two weeks with ourMoney Finder Challenge (https://ter.li/xlxqgenl)! Whether you love or hate frugal living, this one’s for you! We’re exposing common frugal “hacks” that secretly drain your bank account. Tune in

  19. Judging Lifestyle Upgrades: When Is It Finally Okay to Splurge?

    📚 Grab a copy of George’s book,Breaking Free From Broke (https://ter.li/m3mii7yy)! At what point does “treat yourself” become a line item in the budget? Today we’re talking about “splurging responsibly” and how to strategically upgrade in

  20. Calling Out the Biggest Money Wasters of All Time

    💰 Find extra money in just two weeks with ourMoney Finder Challenge (https://ter.li/xlxqgenl)! We’ve all fallen for a scheme or two on our worst day, but the important question is: How much of your hard-earned cash is still being snatched

  21. Surprisingly Simple Things That Make You Feel Wealthy

    📈 Need help with investing?Check out our free guide! (https://ter.li/2lcewk1k) When was the first time you didn’t feel broke? Whether you have an answer to that question, or you’re wondering if that day will ever come, today’s episode is f

  22. Cringe or Cool? People Financially Oversharing on the Internet

    💵 Create a free budget and find more margin withEveryDollar (https://ramsey.solutions/glpw4o). If you have feelings about married couples requesting coffee payments from each other on Venmo, you’re in the right place. Today we’re unpacking

  23. Ick or Sick: We Judge People’s Financial Drama

    💵 Create a free budget and find more margin withEveryDollar (https://ramsey.solutions/lxdq95). When it comes to your money, it’s either, “Dude, that’s sick!” or “Major financial ick!” Today we’re telling you exactly what we think about you

  24. Rage-Baiting Ourselves With America’s Shocking Home Prices

    🏡 Get organized to buy or sell your home with ourReal Estate Home Base (https://ter.li/2044aj). If you love an episode of House Hunters or The Price Is Right (or if you’re just nosy about other people’s property value), today’s episode is

  25. Financial Gaslighting (It’s More Common Than You Think!)

    📈 Don’t know where to start with investing?Check out our free Complete Guide to Investing! (https://ter.li/1j9ip548) Reality TV taught us about “gaslighting”—but did you know it can also apply to your money? Stick around and watch us debun

  26. Roasting the Latest Financial and Social Fads (Here to Stay?)

    ❓Have a money question?Ask Ramsey is here to help! (https://ter.li/l3vqlwso) The trend pendulum never stops swinging. Today, we’re unpacking financial and lifestyle fads that we’ve seen before . . . and we’ll probably see again in another t

  27. Reacting to Outrageously Bougie Celebrity Homes

    🏡 Get organized to buy or sell your home with ourReal Estate Home Base (https://ter.li/2044aj). Welcome to our crib! Today we’re peeking into “The Fabulous Life” behind the bougiest real estate in America. From luxury celebrity homes to bi

  28. Ritzy vs. Regular: Reacting to Social Events in Every Class

    Join us on theLive Like No One Else Cruise (https://ter.li/cft7gq)! 🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money?Take our Money in America quiz! (https://ter.li/sup7rq) Lifestyles of the rich and famous—and the relatable regulars. From the Met Ga

  29. Critiquing the Best and Worst Rebrands of All Time

    🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money?Take our Money in America quiz! (https://ter.li/sup7rq) If you love a good rebrand, glow-up, or before and after, today’s episode is just for you! From Cracker Barrel to Lindsay Lohan, we’re breaking d

  30. Out With the New, In With the Old: Money and Lifestyle Trends

    💵 Have a money question?Ask Ramsey is here to help. (https://ter.li/g0c6cp) If you love 90s nostalgia (or you just hate change), you’re in luck! Apparently, right now it’s trendy to do life the old-school way—and when it comes to your mone

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