AI, Blockchain & Real Estate Revolution w/ Chris BC | Wealth, Growth Mindset & Smart Strategies

0:00 That means that you can invest as much or as little in our ecosystem and derive all of the benefit of crypto products, which is growing in value with all of the certainty of investing in real estate. That's what it means. So you have the power to invest with the security of real, real world assets backing in what we are doing through purchasing our token. Simply put, invest as much, as little as you want and you're secured by real world assets.

0:29 That's all recorded on the chain. Come to our website when we launch and you'll see it, I'm sure. And then the choices, the choice is entirely up to you. But our model is all about providing the same opportunity that is until now really being available to professional sophisticated investors, institutional investors, to anybody willing to partake in supporting us building others. Welcome to the King Dems Podcast, where business leadership meets growth mindset mastery and smart financial strategies for growth and success. Subscribe, like, comment, and share this great podcast with your network.

1:08 Don't forget to hit that notification bell to stay up to date for new episodes. We're live. Ladies and gentlemen, you once again welcome to the King James Podcast and Diary of a CFO. And today I've got with me fighting out of London, England. Mcwalkum, Chris Baldry Cheerio. How are you, Chris? Hey, I'm really good.

1:33 Thank you. Really, really good. Good to be a continue the conversation and it's a Rhonda, come on. I I was tempted to to always say Chris BC. Yeah, let's let's get past that. He just. Makes it easy. He he just makes it easy. Yeah. I'm really glad, you know, having you. I, I, I'm very, very happy having you on the podcast today.

1:56 And, you know, thank you. I, I've got 2 podcasts, right? The King Games podcast and diary for CFO. Yeah. And the best guests you can ever have are the guests that are able to, you know, be on both platforms. So come on no longer you called don't don't worry you called BC. BC could mean Boudre cheerio but to me BC is a BI champion because he can be on 2 podcasts.

2:25 Perfect. So sit back, relax, and of course, let me read out your introduction. So today on the podcast, we are joined by a tree innovator redefining the future of money and property. Chris BC, if you like, is the CEO and Founder of Construct Coin, an AIM blockchain powered real estate finance platform disrupting our 280 USD trillion global industry.

2:53 So from his military background to building an AI protocol that reduces loan approvals by 95% creases pioneering 1 of the broadest token presales in history, aiming for $100 billion in sustainable growth with the real estate backing a real asset backing visionary Be the Bank philosophy and operations plan in the UK, British Virgin Islands and Dubai.

3:20 Chris is here to unpack the intersection of AI, blockchain and real estate and how it can change the financial future of everyday people. Ladies and gentlemen, let's dive in and make welcome again Chris BC to the show. I'm still. Celebrating that introduction. Wow, fantastic. Thank you very much.

3:41 That is what we are doing for sure. You know, it's it's really topical at the moment, certainly in the UKI think I think housing and and housing provision and the finance around it is a huge thing globally, but in the UK it's really, really topical. So yeah, thank you for that intro. Let's let's let's get into it.

4:00 I'm really, really happy to be. A scary the party started. You know your your journey is actually taking you from the British Army to property development, consumer goods and of course now fintech innovation. So what were some of the key minds achieved that prepared you for this? Quantum this journey, yeah.

4:20 So look, I, I think it's it's really difficult to articulate the chronological order chronological order of all of this right really concisely. But life has been a journey as it is for all of us, right? And I think I first got into property development and property early, early level, early stage property finance is the first part of my career, learning about structuring deals and and refinancing mortgages and self build mortgages in the UK.

4:46 And I think that the entrepreneurial streak in me was really set alight when I discovered ways of using the banking system to generate wealth through the acquisition of property and land. I was too young to really embrace the opportunity and fully understand it. And having built some foundations academically, professionally for a couple of years, I learned a huge amount about the industry but wasn't quite ready for the execution.

5:18 And I still had this athletic mindset that pulled me into a different direction of self improvement and, and you know, this better version of myself, which has led me to elitism in the military, I think, and, and pursuing a part of that, which was part of my boyhood, as most, most young men have this desire to play with big trucks, big toys, big loud toys and, and embrace that as a part of my life that I felt I needed to just satisfy without really considering what that really meant until I actually started doing it.

5:51 And, you know, there was a paradigm shifting in my mindset, which was consolidating a lot of that early years learning and that entrepreneurial flare that I'd sparked. And that gave me the confidence to step outside of that military world, take that first step on a new journey, and fire up that entrepreneurial desire that I had to translate that into opportunity that started to build a foundation for my life.

6:15 And what subsequently followed? You know, reality is different from daydreaming when you talk about these big toys. When it becomes real, it's a different. It's a ball game. But you know, something I appreciate about you is the fact that you are. But I say when they say when life gives you lemons, make lemonade. If that scene was a person, you should be like an embodiment of that scene.

6:46 You are like the poster boy of that scene, actually. And of course, you've actually spoken about how failures have actually helped to shape your path. Can you share if you wish you know one or two setbacks that became turning points for your entrepreneurial journey? Yeah. So let me show you something that we didn't talk about. That is a story that's I'm quite comfortable sharing now, but it's quite close to my heart because it's quite early in my early years.

7:13 So it might make some of your listeners laugh if not you, but when I was. I I can laugh at the drop of a needle. You know so my. Mom is. From South America, right? My mom brought us up, you know, in a very humble, humble space, my sister and I, and I'm about this thing, as most mums do, about losing keys and what to do if you lose your keys, right?

7:35 So that stereotype, you lose your keys, every lock in your house, but up and down the street needs to be changed, let alone your own house, right? And I and I, I had an incident after one day at school where I was on my bike, put my hand in my pocket as I was talking to some friends, pulled my hand out of my pocket and my keys literally slow motion hit the bike frame and fell to the floor.

7:55 But as they fell to the floor, I was above a storm drain. It literally landed on the on, on one of the throngs of the rail and just rolled into the storm drain and dropped down to the bottom of the store drain. I was just watching this in slow motion thinking Oh my God, Oh my God. And I thought to myself, what am I going to do?

8:14 And of course I went home that night and explained to my mum that the the keys I'd lost falling down the drain, she just wasn't, she just didn't believe it. She just was not having it. And of course I knew I just, I could how, how do you make someone believe that your keys are in the drain unless they're there and saw it, let alone your own mum, right? And I knew the panic.

8:33 I could see the panic in her face on setting that she was going to change every lock in the house. She was going to chat. Even though, you know, let's think about this rationally. Your keys don't have an address on it. There's no identifier to a specific house or who they belong to. So even if I had dropped them on the street and someone picked them up, no one's going to know they're my keys or that they belong to our property, right? So here's the thing and the panic. It's set.

8:53 In it's the paranoia. Bro, unbelievable, right? And we laugh about this today, but at the time it was like, I need to get those keys. So I jumped back on my bike and I rode back to the road that was around the corner from my school. And all I could think of using at the time was a bottle. I think it was a bottle of Coke, plastic bottle of Coke. I can't remember.

9:14 I knocked on a Gore, Gore got some scissors and cut it open. I didn't tell them what I was doing is saying, look, could you please help me because I've lost my keys blower. Voila, I lifted the storm drain up and then I started emptying this drain. I'm just going to say to you, this started at probably 4:15, half past four, at 20 to one.

9:32 That morning, that night, that morning, I finished, I'd emptied the drain. My dad, my dad had come over. He didn't live with us. My dad had come over and had come to where I was. He had some dry cleaning in the car, literally emptied this storm drain and he'd helped me at that point. He was holding me upside down because I was, I was not leaving.

9:53 I was not leaving until I pulled the keys out of that drain and I'd scrape the sediment off the drain. Anyway, the moral of the story is that he hung me upside down. I'd used a coat hanger to scrape the bottom of the drain. It'd taken best part of 6-7 hours to empty it. And I finally pulled the keys out.

10:10 And that moment I sort of picked the keys up and went, there's my keys. That was a defining moment for me. I didn't realise at the time, but you know, I, I remember years later my dad saying to me, you know, there's a determination in you that's a rare quality because you were determined to prove that, you know, those keys were there, right.

10:28 And so that's, that's, that's the quality that stayed with me. And whenever I faced a situation, whether it's athletically, whether it's anything to do with, you know, just needing to get stuff done, that has always been one of the few reminders in my life that if you're absolutely certain you just need to go, you just need to get it done, finish whatever, whatever it takes, just get it done.

10:46 So, so that that that is definitely a theme. And then the other bit is just just that self belief. You know, you've got to back yourself. You absolutely have to back yourself and you have to surround yourself with people who believe in what you're doing, but also have the strength of character to believe in themselves. And you know, taking those steps is I think is absolutely is a mixture of things, you know, but just just get it done. Fundamentally, just get it done.

11:10 I love, I love, I love this story. You know, it basically aligns with the theme of The Kingdom's podcast. The theme of The Kingdom's forecast is growth mindset, leadership and business insights, right? And I always love me a guest that aligns with the theme of the podcast. I set out to do just two things, to educate and to motivate.

11:40 If I have those two things done, I think my job is done. Yeah, we're winning. I'm I'm grateful to have people like you do the job for me. Talking about how we how determined we are to find our keys, right? But let me tell you something Anyone that's nice about? I'm telling you. Anyone that knows about South American mums will understand the significance of that event in my life in terms of keeping the peace.

12:03 But you know, I, I think as we've all things you sometimes you just need to take the first step and, and the journey of life is one of learning, right? We have to embrace, we have to embrace every, every task as an opportunity. We learn from our mistakes. If we, if we fail, if we get things wrong, just pick yourselves up and go again.

12:21 You have to fail in order to learn this idea that everything is going to be perfect is just a myth. The world just isn't like that, right? And the world today, especially with technology, will make you think that everything is shiny, everything, everything's going to go perfect. It's just not what it is.

12:35 But you have to go through adversity A to appreciate, but also to achieve. You know, no outcome is possible without some level of work ethic, some level of commitment, some level of, of, I want to say anxiety, that's probably not the right word. But you, you just have to commit. You just have to commit in every task. And I think this has probably been a consistent challenge to me throughout the years is, you know, it's finding your focus and finding the things that you're passionate about. And I think that that passion is your fuel. But if you can enjoy what you do, you can be happier. What you do, passion is very, very important. It's no longer a task.

13:12 It's no longer a task. So then you just think about what you're chasing and why and where are the priorities and all of that, You know, and, and that's the analogy. Sometimes it's just about doing things right. Sometimes it's about doing what needs to be done. And, and most of it's about doing things properly.

13:25 And, and I think people embrace that. People respect that, people lean towards that and adopt that in their own mindsets. And if that's something that people can take away from being around you, that's got to be a good thing. Absolutely. Absolutely. The very last thing you said, if that's something people can pick from you, that's, you know, really a great deal. I remember like recently, I think a few months ago, like an ex colleague of mine called me and guess what they said this lady was like, oh wow, I'm really, really proud of you. I'm like, oh, why?

14:00 She was like, oh, the way you have built your podcast from ground, you know, to a globally, you know, recognised brand, like it's really amazing. I see your hard work, I see your consistency and I'm like, oh, wow, so people loop, right? People see people see your beauty and and guess what? This person was like, I need to come take a master class from you to learn how to be consistent.

14:28 And like, excuse me, like there are certain things I don't think you just can't teach a person. Like how do you teach consistency? It's contagious, right? Growth mindset is contagious and success breeds success, you know, and there's a, there's an alchemy that attracts when you're doing things right. I think when you're doing things properly and, you know, and I think that that's one of the beauties of humanity is that we, we shine as human beings when, when we're doing things properly.

14:55 And, and I think that that aspiration is, is, is in us all. It's in us on the, it's the right and wrong thing. You know, it's about understanding, you know, that you can do things better and that you can be better. And that applies to so much in life. You know, it's a central theme of everything that we're doing at the moment. And I say we, you know, I'm the CEO of Constructor and I'm leading execs in the business, but there's a few of us and we all have that same mindset.

15:19 It's how do we, how do we do things better properly, but do it humbly. You know, we don't need to be shouting off the rooftops about what we're doing because we're doing it. But it doesn't mean we can't take pride and talk about it and be our own advocates. But I think there's a real subtle difference and I think if you. Don't blow your trumpet.

15:34 Who? Who's going to be? Yeah, exactly. Right, exactly. But when people take note and recognise those things, that's a really endearing moment. So I think for you to have, yeah, a lot speaks a lot. Very, very endearing moment because like it's crazy and you know, somebody called me one time and I was like, well I see the work you do.

15:53 Like I see you have posted without feel every week and it's crazy how the necessity told me that the only time I saw that you took a break was in January this year and you did not post for two weeks. And when you came back, I saw that you rebranded your podcast and I was like, wow. So people actually notice and this is somebody that doesn't even post a single comment on any of the platforms, but they're telling me what exactly I am doing.

16:23 I'm like wow. You got real fan, Raven. Tech. That's the good book to read, by the way, not brother. That's a great book to read. Highly recommend rate, rate and and about customer service and the importance of valuing, valuing your customer base and making them really feel that value, you know, not in a transactional way. You know what, like we were talking about how software companies tend to operate today.

16:46 There's a process, the perception of service, but the depth just isn't there. You know, it really isn't. It's all about the. Customer service. Yeah, so. That, that, that that's, that's a whole podcast on its own. That was episode 100 of my podcast with a guy here in the UK. You're on, you're on Diaz, right?

17:04 We, we delved into customer service and customer experience. I think guys go go watch it. And of course, yeah, it's, it's a really great work. It's it's crazy how you know, customer experience ease in this age and time, right? You and me could go to the same restaurant and have different experiences, right? However, the companies, especially these software companies these days, think they can create an experience and push it on you.

17:31 No. And they have a false sense of customer service, especially these guys who just take your money and force you to interact with AI tag bots. A process is, yeah, the most annoying thing. That's the most annoying thing that has ever happened in human history, in my opinion. I start to be corrected.

17:51 Ultimately, it doesn't lead to a great brand experience, sorry, and it doesn't, it doesn't lead to you being an advocate of that brand or the experience you've just had. That's the thing, right? And I think that when we talk about society and where the change needs to happen to reflect where we want to be rather than where we are, it's about the the commercial narrative around a lot of what happens today and how things are delivered, communicated, the access to information, how that information is transmitted in the passage of that information. You know, there's some fundamental flaws in the progression that we've made in the last 20 years that have shaped the mindset of people and what they think is it right and wrong in in circumstances.

18:32 And that transaction, be that physically or digitally, has captured a lot of those errors and turned it into a process, which just isn't acceptable when you're, when, when you're talking about how you should engage. And don't get me wrong, there's, there's, there's a time for parameters. And yes, every business has a right to generate a profit, but the experience and value in the people that enable you to generate that profit is a key part of it. And I think once that shift is addressed, then there's a, you know, the follow up of that is how does that translate to the world we live in?

19:02 And, you know, the society that we're building and for us in construct coin and, you know, the, the, the initial product and, and, and actually the application is the output of what we're creating and, and the shaping of society through the communities that we build, through the houses that we're building and the, the living space that we're creating in the developments and how people value that living space, how people, how people engage with that living space.

19:28 And, and it's a mindset, it's a mindset shift that starts at home And, and you know, the, the, the transaction. Charity begins at home. But it's where it starts, right? And, and, and how you live determines how you start your day, you know, how you engage with the rest of the world. So customer service, it's a huge subject, the mindset of commercial operations for customer service for profit.

19:51 How do businesses engage? Well, that's about the fabric of society today. You know, it really is. And I think when when we talk about what we're building and, and, and what we want to do, it's about actually how to change, how to create opportunity, how to get people plugged back into value in their communities, their living space.

20:10 And, and changing the way that they want, they engage with the world, you know, because you don't feel that you need to take, take, take all the time. It's you can give back. You can feel that this purpose you invested in your space, you invested in asset that is yours. And all these things are connected and they shape our outlook and how we and, and, and how and, and, and how we innovate, how we grow and how we how we go about achieving those things.

20:32 You know, one thing I'm really happy with what you guys are doing is the fact that you are merging AI I'm blockchain to revolutionise real estate. Have you taken a look at my at my initials? Yes, yes, yes, yes. I said So what are my initial? Well, a. A. They take away the O. What do you have? Well AI go on break it down for me. That's AI brother, I'm saying.

21:03 I saw that, I know that. But you're not the artificial intelligence. I'm sitting there waiting for the, for the, for the moment of me. Whatever you think, whatever you think, my parents did the right thing. They knew, you know, over 30 years ago that this, this guy, this guy's going to be special you. Were going to start thinking of all of us. Yeah.

21:26 So, you know, you know, with with all this stuff at him, it's like it's community start communities with that living space, right? And you know, we were just talking about customer service because that's a representation of people's mindsets and a representation of society as a whole. Just basically about just get, I've got to get the money. I've got to get the money.

21:53 You know, the focus has shifted to just getting the money when it really should just be about how we're bettering, how are we bettering what we have, how we create opportunity, How we how we empowering the younger generation to plug into the future, to fill investors in developing themselves and the world that they live in or the part of the world that they live in, not just about taking, taking, taking.

22:12 And we really believe that that starts at home and that starts in the living space that belongs to yourself, that belongs to the broader community that live around you. You're all invested in that, you're all looking after that you value that, you know, and then you set yourself another goal, which is about how do I, how do I do more of this?

22:28 And, and everyone has different ambitions in life, right? But for those that want to be builders and creators, it just lays the, I guess the foundations of your thought process. It changes your sentiment to a degree. And I think that the utility that we see in in AI, in the opportunity to accelerate housing through rapid access to finance for developers, the opportunity to create an ecosystem whereby we are able to give token holders, investors the opportunity to invest as much or as little as they want in this ecosystem.

23:02 So they can be the bank. It's not just a set of words, it's a very thought through mindset that you're opening up what has been a closed door opportunity to anyone that will partake. Where jurisdiction, regulation, regulatory requirements will allow you to. You know, when we are creating tools that enable the reshaping of an entire ecosystem within an industry, from the finance to the build, to the the services aspects of the sales and letting all the way through to the real world utility of that living space. How that can generate income, how that house can look after you or that property can look after you in a way. And how you can part own or own in full if there's so many different opportunities for

23:47 people vested in what we call the homes of the future. And it starts with finance, you know, so looking at that holistic. Absolutely. It's a finance. It's not so finance, but looking at it holistically, it's just creating the opportunity for everyone to be as involved as much or as little as possible.

24:07 You know, houses will come and go, the land that property is built on will change. You know, there'll be developers today that aren't here today, tomorrow, and they'll be developers that stand the test of time. But the one consistent theme in all of that from people that are making money to people that aren't making money is the the entities that are provided that infrastructure and that's the banks. That's been a consistent theme for a very, very long time. And that that creates a huge, well, the sets of foundation for quite an imbalance.

24:37 And So what what we're creating through the the world of digital currency and crypto is, is the opportunity for that imbalance to reset, albeit on a much smaller scale, but it's still an opportunity for it to reset for people to partake who want to partake. And as a direct consequence of that, you're creating an entire new infrastructure for living, as well as industry advancement and development within, within real estate across the board. So, so those, the, the mindset that I'm referring to, the, the commercial mindset is, yes, every business has a right to make a profit.

25:10 It's just what we're in business for. But it's about doing things properly. And what are the, what are the implications of that business's operations on the ecosystem that you operate within? And if you're today, we have to be doing good for society. We have to be good doing good for the environment, for the economy, you know, these all responsibilities of business leaders today, energy efficiency, energy sustainability, as well as wealth generation.

25:36 You know, not just for a small few for the masses or anyone that wants to partake. And in doing so, you're also creating opportunity because you're building businesses that employ people, you're contributing to the economy through the traditional taxation systems and so on and so forth. But but people have to be invested in that growth and that and that's a big thing for us. So when I talk about, and as you highlighted that sort of that principle of customer service, that that really does just highlight the, the really thunderous noise of what is wrong with society today.

26:07 That, that, that, that this is a part of creating a momentum of changing, you know, and you know, and we're not the only people doing that, that I think that the decentralised world, there's a lot of that mindsets about spreading the wealth and creating innovation and speeding up the pace of innovation and opportunity in different parts of the world through the movement of data and information.

26:29 All these things are highly relevant, right? But but that's, that's our thought for, for our, for our contribution. That's that's where our flag is in the sand. And I think that a lot of what I've done and seen in my early years and, and my sort of military experience just really highlighted the need as I have felt exposed to this opportunity to partake and have the confidence to take those steps and start that journey.

26:49 You know, I appreciate you talking about how the landscape of the, the, what I say, the finance world globally is changing, especially with decentralised finance. And we, we, we've seen a new trend and of course, new financial culture taking shape, albeit it might be slow, right, due to certain traditional resistance.

27:15 But over time, we will see that wholesale change happen on a global scale. You and your team have actually introduced A-100 face token, A presale model, right? And of course, something no other crypto project has attempted. Why is this bold approach taking and how does it protect against the pomp and dump cycles that we have seen in the creeps? World Space with Yeah.

27:45 Coins. Yeah, I think, I think so. I think it's important to separate past from present and some of the smoke and mirrors products and projects that exist in that sort of digital currency world. Those beam coins are annoying brother. Well, I, I still don't understand meme coins, frankly speaking. I mean, if people want to invest in stuff, that's their prerogative, right?

28:05 And they exist for a reason. But but the, the, the, the proposition just to answer the first question. So, so we're, we're in 100 phase pre. So we're not actually the only people to do that. We're probably the first to really clearly articulate the plan. But within that, there's actually quite a few milestones, right?

28:22 So the first one is obviously our launch and talking about how we have consolidated the activity off chain to provide the security for token holders on chain. And one critical part of all of this is that every development that we're engaged with provides the security to our token holders. So first and foremost we have today we have just over 13 and a half million on chain and in security. There is another I can't quote the full number, but that's going to ramp up quite significantly with with some deals that have been executed through the pre launch phase recently.

28:59 And the purpose of that initial position is to establish our loan book to fund the developments we have in our deal flow right now with developers who have MVPD our initial product and we've been working with to roll this out right. The second part of it is that I've been very vocal as have members of my team in the traditional construction world about what we're doing and what we're building in the southeast of England, specifically in terms of sustainable family homes. So that the narrative of a pump and dump I think can't really come anywhere near us because we're very, we have a very clear road map.

29:33 And what we're doing is demonstrating how we are pioneering change as well as bringing about some pre-existing change in a consolidated fashion into living space in in this part of the country. From the energy generation to the use of water filtration systems for efficiency, there's some real cool use cases in in what we call a smarter home, as well as some of the stuff that will just appeal to tech native people who who want to be connected to the latest bits and pieces that they use day-to-day in their home.

30:08 And of course with the, the phases of our presale that set out over a period of time. So within that we have our token generation event, we have our, we have our certainty that a point in time in the not too distant future, we will be launching that token across exchanges and token holders that have invested will see the appreciation of that token.

30:26 And again, at all times we're adding developments to provide the security to those tokens as well as rolling out some of the other features and functionality that will exist in the protocol, which we're really excited about. South the Construct Queen as a protocol is all about the network that we want to build, that we want to encourage other organisations to build within. And and those things are the things that separate us from some of the horror stories that we hear about that have been and gone.

30:52 And the truth is, when you look at. Speaking of horror stories, I have a Horror Story for you. And and that's the thing. Right. So that that is bio, I don't know if you had a bio, have you had a bio the the client for the Pharmaceutical industry? Go and tell me about. It, that is, that's a very horrible Horror Story. I, I did invest in that client personality, but it was, it was bonkers.

31:15 And so they, they claimed that they were meant to be that token to help with pharmaceutical research, you know, medical research and help to revolutionise the, you know, pharmaceutical and medical industry. However, you know, they got launched on Binance and that coin only kept on falling. I don't know what it is right now, but I think it's, it's next to nothing right now.

31:42 It's crazy how you know, some of these guys come up with interesting, fantastic, you know, use cases, white papers and they just go down the train. Yeah. And that's the thing, right. So you just hit the nail on the head. And what I was getting to is that the real world utility is how does this business actually make money, whether it's digitally or physically, how does it make money? Our token holders and our business is making money. Now we were able to launch our on chain protocol because of what we've established off chain before we started our private round.

32:16 And we are late in launching because we've been investing in technology, developing the MVP, because we've been we've gone through all the trial and tribulation of early stage companies as we've been raising money to fund the developments that will provide the security to the ecosystem that we're building. You know, and that, that has been a process which you've also learned some of the problems that we're trying to solve, learned of some of the problems that we're trying to solve, you know, in a way that we hadn't considered whilst we were scoping what the opportunity would be, you know, in the early and the early part of our journey. So, you know, the, the, the real world utility, the real world assets behind what we're doing

32:53 provide the community with security, right? But it's about how we then evolve and, and going back to what I said at the beginning, it's about the, it's a change that we want to bring about that we want to execute. And there's three pillars to our protocol. The first one is AI in lending and there's a regulatory route yet, which we haven't even got off the ground, which we will do in year 2 for retail. It's the AI in the sales and lettings process. So that speaks to disintermediation. So the transition of the traditional estate agent embracing AI technology.

33:28 So that's about automation and efficiency where we are trialling and developing the use case around the sale and letting of our own property developments. And then the third pillar is AI in a home and how does a resident occupying a new home embrace that process in a really personalised, really thought through way, which is about, for example, programming hardware in the property for personal experience, be that boilers, hot water temperatures, for example, climate control, be that energy efficiency through water or energy generated through Photofare technology around the development. And then being able to utilise that energy in some form of trading format, which speaks to the wallet we're launching and the ability to receive your

34:16 credit in your wallet from the energy generated within your development. So the real world utility is about how we're changing the idea of a living space. And then the fundamental piece, which is the bit that we are also really excited about, which becomes a mainstream activity in the fourth pillar in the second year of our launch, is the opportunity to embrace a different mindset for a generation of people who feel they're locked out of owning a home. And how we can offer a solution to home ownership that has only existed with social housing and the stigma of housing associations.

34:58 And, and change the the mindset for a generation of people who feel like they haven't been able to, to get on the property ladder and to make that attainable, to make that achievable through the developments that we're funding and building. And that will also involve partnerships with, with many more developers, but we're working with a handful now in the Southeast to roll that out, to develop the use case and then to take that to scale.

35:19 So the UK government has a housing shortage of just under 1.5 million homes in the next five years. And, and you know, the issue is not just about planning. Let's, let's, let's be real about that challenge. It's not just about the bureaucracy, it's about the funding. Critically, it's the, the elephant in the room. And there are many small, medium sized businesses in the development market that can be a part of solving that problem. We're focusing on the ones that are able to meet our criteria for our appraisal tool in order to fund and build those developments and at the same time roll out of smoke to home initiatives to deliver some real tangible benefits. And at the end of that, as I

35:56 say, it's making those units available to a demographic in society that may not have felt that they could even own a home. And of course, once they're embracing, most people are able to embrace the opportunity of owning that asset and achieving that lifelong milestone. Once that boxes ticks, what else can they focus on? You know, at the moment, there are many young people and middle-aged people that are paying rent every month and just burning that money and just have no hope for the future because they feel that their money is just hand to mouth every month, every month, every month.

36:23 And that's a mindset shift that has to change. And that is also what I was saying to you as what we were discussing earlier. It's just the mindset of corporations where it's just about chasing that profit with no, no regard for society. So our, our, our community, our protocol, the movement that we want to create is how do we rebuild literally from the bottom up and that needs to be financed. But those 4 pillars are the very basics of the mechanism that we're creating within Construct Coin. And an underpinning all of that is the technology of state, the on chain activity that builds the integrity for us to enable other businesses to innovate on our chain when we get to that point.

37:04 And that speaks to the latter part of our road map, which is how we evolve as an organisation, which I think will be a conversation for another episode mainly. I understand that your mission is to be the bank. And what does that mean for ordinary investors and entrepreneurs that are listening to us right now?

37:22 Yeah, really simply so as you highlighted, so we're in this hundred phase presale that will start in two weeks. That means that you can invest as much or as little in our ecosystem and derive all of the benefit of crypto products, which is growing in value with all of the certainty of investing in real estate. That's what it means.

37:44 So you have the power to invest with the security of real, real world assets backing in what we are doing through purchasing our token. Simply put, you invest as much, as little as you want and you're secured by real world assets That's all recorded on chain. Come to our website when we launch and you'll see it, I'm sure.

38:05 And then the choices, the choice is entirely up to you. But our model is all about providing the same opportunity that is until now really been available to professional sophisticated investors, institutional investors, to anybody willing to partake in supporting us building out this ecosystem. Yes, please.

38:29 So we are we're at construct coin with the K, so construct and COIN with ak.com and you will thank you for the opportunity to say that construct coin KK for coin.com. K that's you live at when? We'll be live in two. You live when? Live in two weeks. Well, I mean 2 interesting stuff, interesting stuff.

38:55 So I'm going to let you go soon, but I would have to put you through the Pacific Ring of Fire that is the Creek Fire round. So give me your answers in just 10 seconds, 10 seconds please. So we're Fast forward to 10 years from now. What impact do you hope that Constructoin makes in the global real estate and finance space? Oh wow, we want to have contributed to the housing problem in the UK and to create a model that can be used elsewhere in the world.

39:29 OK, there you go. And of course, what's the best business advice that you've ever? Received the journey of 1000 steps Starts with the first step. Take the step. Oh wow, we see that a lot in Nigeria. OK, so what's one book that has changed your perspective on business, on life? Do you know what?

39:45 Someone asked me this the other day, and there's this. This is the book that absolutely inspired me in my early teens. It's Victor Kim, How to be an Entrepreneur. Victor Kim. He was the guy that bought Remington Razor in the late 70s. Victor Kim, How to Be an Entrepreneur. That that's that's the one.

40:05 OK, we need to go get grab that book, AI or blockchain. Which one excites you more right now? Oh, well, that's that's a really loaded question given where we are, but but you know which one excites me. OK, do you know what the the possibilities in AI excite me, but I'm mostly. Let's leave it like that because I'm AI see it no more, say it no more.

40:32 Don't get angry, upset. So if you were beauty and construct, if you weren't beauty and construct coin, what carrier would you be pursuing? Oh wow, that's a rewind moment and I can hear the clock ticking in the background. I. Would be I'd probably still be in the military in some way shameful form helping.

40:57 OK, OK. Thank you. Thank you very much, Soldier Boy. Soldier Boy is has been really, really great. Happy. It's a day. And of course, Speaking of time, right? There's some people always say that an attitude of gratitude is good attitude. And of course, when somebody shares their time with you, you shared their life with you because the SIQ need for measuring life is time.

41:19 And of course, love and respect to you for sharing. Your. Time with us today and of course, to the audience, guys, go do the right thing. I've got Soldier Bar with me. If you don't share and like and comment on this episode, come on, The Army is coming for you. We're not. We're not sending the police to you. He really doesn't mean but if I always stare into the scribe right and comment.

41:45 Tell us what you think. But no, it's been really good to to chat. Absolutely, absolutely brother. Do you want to leave a shout out foot to anybody before you run? Everybody that's starting their journey, that's my shot. Everybody that's starting the journey, the book is yet to be written. So just get started sitting there wondering. Just do, just do.

42:10 Embrace it, go after it, just enjoy it and enjoy the journey. Enjoy the journey, just do it. Wow, I really appreciate you. Like you stole my life. I appreciate you, brother. You stole my life because I only see at the end of the podcast, right? Everybody go for something in your life, right? And of course, my buzzword, of course, my line is conceive, believe, strive to thrive and of course, achieve. I love guys.

42:34 For me it's goodbye. And of course, from the Soulja Boy crease before Christ, it's it's goodbye.