203. “He makes 3x more, but wants to split everything 50/50”

Katie (28) and Robin (35) live together in Tennessee and are planning a wedding. They earn a combined $386K, but don't split bills proportionally—even though he makes three times more. She feels judged, lies about spending, and recently racked up credit card debt after secretly booking a ski trip for his birthday. He’s investing $8K/month while she’s barely breaking even.
As they discuss a prenup and her plan to quit her job for grad school, deep questions arise: Can they truly combine finances? Can she stop people-pleasing? Can he be more generous? Ramit helps them untangle power dynamics, rebalance the split, and build a shared vision for money—before resentment derails their future.
This episode is brought to you by:
Notion | Try Notion for free at notion.com/ramit and experience the powerful, easy-to-use Notion AI today.
Facet | Facet is waiving their $250 enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you.
Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at wildgrain.com/ramit
Rocket Money | Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to rocketmoney.com/ramit
Shopify | Sign up for a $1 per month trial period at shopify.com/ramit.
Links mentioned in this episode
• Please vote for Money For Couples in the 2025 Webby Awards (vote.webbyawards.com/PublicVoting#/2025/podcas…)
• Order my new book: Money for Couples (iwt.com/moneyforcouples)
Connect with Ramit
• Get Money Coaching with Ramit (iwt.com/moneycoaching)
• Download the Conscious Spending Plan (iwt.com/csp)
• Listen to my book—now on Audible (amzn.to/48zko28)
• Get my New York Times best-selling book (amzn.to/3HGwbkK)
• Get my no-numbers journal (amzn.to/3j6Tmuf)
• Other episodes (iwillteachyoutoberich.com/podcast)
• Instagram (instagram.com/moneyforcouples)
• Twitter (twitter.com/ramit)
• YouTube (youtube.com/user/ramitsethi/featured)
If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here (iwt.com/apply).
Produced by Crate Media (crate.media).